Finance Guaranteed Asset Protection (GAP) Insurance

  • 3 year cover from £419
  • Available with 0% interest for up to 10 months.

Imagine you bought your car on finance and it's unfortunately declared a write-off due to an accident, fire or theft. Imagine your car insurance company pay-out doesn't match your settlement figure for the remainder of your agreement.

For peace of mind and the protection of your vehicle needs, you should consider the cover Finance GAP can offer.

How does it work?

Picture this scenario:

You purchase a car at £18,000 on finance and a year later, it gets written off following an accident or theft. In this event, your car insurance then send you a cheque for the current market value (at the time of the accident) which amounts to £12,000.

However, you still owe the Finance Company £15,000. The GAP insurance may payout the £3,000 difference - it’s as simple as that!

With cover for up to three years, it doesn't matter how much your insurance company pays out: we'll make sure we cover the difference.


  • Designed to provide financial protection if you have taken out a finance agreement to fund the purchase of their car.
  • Provides financial protection if you have used finance to purchase your vehicle
  • GAP may pay the difference between the amount paid out by the motor insurance provider and any outstanding finance on their car.
  • GAP is s available on new and used Honda vehicles (up to 8 years old)
  • You can be covered for up to 3 years
  • We can arrange cover in the showroom - instantly
  • Once the claim's been processed, we will send you a cheque for the difference
  • It's flexible and convenient - You can pay for it in one go or over 10 months by direct debit